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Home Equity Loans

Turn your home ownership into a more rewarding experience with a Home Equity Line of Credit from CGR Credit Union. If you have built solid equity in your home, a home equity loan is one of the smartest ways to borrow money. Capitalize on the value you’ve built up in your property with cash for home improvements, educational expenses, debt consolidation, medical expenses and more.

A Home Equity Line of Credit from CGR Credit Union carries a competitive interest rate and the personalized service you’re accustomed to receiving from your credit union.

Take advantage of our HELOC promotion going on NOW with a 6 month Introductory APR rate of 4.99%*.

  • Minimum First Advance $10,000
  • Minimum Loan Amount $15,000
  • No Closing Cost
  • Talk to a Member Service Officer today about using the equity in your home!

Apply Now or call (478) 745–0494

HELCO

Loan Rates

Refinance Calculator

Disclaimer:
*Annual Percentage Rate

**A limited time offer. Rates do not apply to existing CGRCU home equity loans. Must be primary residence of applicant. The promotional rate of 4.99% APR for 6 months begins from the date of closing with an initial loan advance of $10,000. The 4.99% Introductory APR is fixed during the Introductory Period for all credit advances taken during such period. Minimum loan amount of $15,000; maximum loan amount of $100,000. CGR Credit Union will pay closing costs on new Home Equity Line of Credit applications. HELOCs have a 5-year draw period, and a 15-year repayment period. Credit and collateral are subject to approval. Credit application required.

After the Introductory Period ends, the APR is variable and is based upon an index and a margin. The variable APR will apply to the outstanding balance as of the end of the Introductory Period. Maximum APR is 18.0%; minimum APR is 4.0%. Margin, rate and payment amount may vary based on property value, loan amount, creditworthiness and other factors. Property insurance is required; flood insurance may be required depending on the location of the collateral.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving CGR Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by CGR Credit Union. The site you are about to visit may have a privacy policy that is different than CGR Credit Union’s. Please review their privacy policy. CGR Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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